I just got back from an expensive vacation but it was great fun and I ended up with some hefty purchases that if I had not saved up for beforehand, I don’t think I’d be able to afford!
But whilst its all good talking about saving money in separate bank accounts, or saving the small change the key idea is to actually have savings. And if you aren’t used to saving money, its not easy.
But starting is easy. Just write yourself a cheque every month for a preset amount, or transfer out the money into your separate savings account at the beginning of the month or when you get your pay.