I’m no finance guru but having good finance control makes it easier to buy the things you want without going broke too often 🙂 The best way I know of is to separate your funds into different bank accounts.
So most of you know I love my bags and yes I do spend lots of money on them. But what you might not know is that I’ve already saved up that money so I don’t quite eat into my retirement fund nor do I feel the pinch that badly when the time comes to swipe the credit card.
What I do is keep a separate bank account for such expenses. Whenever I have extra money, I set it aside aside in this separate bank account. This is also true if I’m saving up for something big. Small bits of savings can add up over time and its a lot faster than you think 🙂
When the time comes that I see something I like, I have a ready fund to draw from and I don’t touch my other savings for more serious stuff.